Liability to third parties arising out of accidental death or bodiy injury.
Third party propert damage.
Commercial vehicles
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This policy provides protection against:
Accidental loss and/or damage to commercial vehicles.
Standard accessories and spare parts.
Protection against legal liabilities to third parties.
Expenses incurred resulting from protection and removal of the vehicle to the
nearest repairer after the accident.
Private Vehicles
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This policy provides protection against:
Accidental loss and/or damage to private vehicles.
Standard accessories and spare parts.
Protection against legal liabilities to third parties.
Expenses incurred resulting from protection and removal of the vehicle to the
nearest repairer after the accident.
PSV Taxi
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PSV TAXI policy covers your vehicle against:
Accidental loss or damage
Liability to third parties
Third party property damage
PSV Private hire
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This policy that covers your vehicle against:
accidental loss/damage to the vehicle
legal liability to third parties
third party property damage or theft
Fire & Allied perils
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This policy provides indemnity against:
Loss or damage to property caused by fire,lightning nd explosions.
Other allied perils.
Domestic Package
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This cover provides protection to the insured against:
Loss or damage to their private dwellings/buildings.
Households and personal belongings aginst fire,lightning,explosions and other
allied perils.
WIBA
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The policy provides for compulsory insurance which compensates the employer against their legal liabilities to their employees who:
sustain bodily injury
death by accident
disease arising out of and in course of their employment
Burglary
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This policy provides indemnity against:
Loss or damage to property following forcible and violent entry or exit from
insured premises.
Consequential Loss
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This policy provides indemnity for:
Loss of gross profit,revenue,wages and auditors fees following property damaged
by fire and other allied perils.
Contractors All Risk
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This is an all risk cover that provides protection against:
Loss or damage in respect to the contract works.
Construction plants.
Equipment and/or construction machinery
Third party liability in-respect to property damage or bodily injury arising in
connection with the execution of construction works.
Contractors and Plant Machinery
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This is an insurance of contractor's plant and machinery on an annual basis, it
covers;
Loss or damage from any cause whatsoever occurring at work, rest or during
maintenance operation, and it's not imited to a specific site.
Erection All Risk
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This policy offers comprehensive and adequate protection against all risks involved
in the erection of:
Machinery
Plant
Steel Structures
Third party claims in-respect to property, bodily injury arising with the
execution of erection projects.
Electronic Equipment
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This cover provides protection for all electronic system such as:
Electronic data processing equipment(EDP)
Electrical equipment for medical use
Communication facilities
Lighting and Navigation facilities
Equipment for research and material testing
Fidelity Guarantee
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This policy indemnifies the insured against:
Loss of money or goods(their own or for which they are responsible for)as a
result of dishonesty by their employees.
Goods In Transit
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This policy provides cover for the loss or damage to property caused by fire, theft
or accidental means whilst in transit subject to certain exclusions.
Marine Cargo
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Marine policy is a transit risk policy covering movements of cargo from a specific
point to point of discharge. It covers:
Marine perils
War and SRCC perils
Extraneous perils
Money
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This policy covers the insured against loss of money whilst;
In transit from premises to the bank and vice versa.
In the premises during business hours.
Within their premises in locked safes/strong rooms outside business hours.
In the hands of senior employees/authorized personnel of the company.
And damage to safes/strong rooms
Public Liability
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Public Liability Insurance provides protection to the insured against:
Accidental bodily injury to third party
Accidental loss or damage to third party property
Personal Accident
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This policy provides cover to the insured person against any accidental bodily
injury resulting to: